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YPOD HomesFund

3/30/2022

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This month, YPOD sat down with Pam Moore, director of HomesFund, to peer into the world of home buying​
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With many YPOD members beginning to wonder, “can I make a home in Durango?” we were eager for this ‘Adulting 101’info. 
 HomesFund is a nonprofit helping people achieve their homeownership goals. Through education and loans, they help prevent Durango from turning into an elite-only vacation destination. 
 One option is they’ll co-invest $50k into your home purchase, ‘buying into’ your new home with you. In return, you owe them that $50k, plus however much that portion appreciated by the time you sell. 

 With the typical home price in Durango approaching $600k, the support from HomesFund can make the difference between homeownership being a pipe dream and reality. In fact, they provide the MOST generous down payment assistance in Colorado. 

 Besides financial assistance, HomesFund also offers a monthly crash course in home buying as well as one-on-one financial counseling. These services are offered FREE to our community (besides the small costs of a workbook and credit check.) An impressive 2,500 people have taken the course — of which 1,250 went on to purchase homes. 
 To those of us nearing this journey, Pam advised us to stay on top of money management, reduce our debt, and keep on saving. 

 Whether or not you’re in the market for a home, HomesFund is doing terrific work helping locals plant meaningful roots in Durango — in spite of our daunting market. 
​
 Writer: Maddie Côté

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2301 Main Ave. | P.O. Box 2587 | Durango. CO 81302
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